Northpoint Ford Finance and Insurance

Take away the worry with our flexible finance solutions

Northpoint Ford Finance 

Northpoint Ford offers you the whole range of Finance and Insurance products and services related to purchasing and owning you new or used Ford.  

We use Power Torque Finance, an arm of Toyota Finance. PowerTorque Finance is a division of Toyota Finance Australia Limited which commenced operations in 1982. Today, the company is recognised as one of the nation's leading financiers with net receivables exceeding $6.5 billion.

Owning a Ford has never been easier. Finance is available on all our new and pre-owned vehicles. Our Business Manager can provide you with a range of packaged options suited specifically to you at very competitive rates with our providers.


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Personal Vehicle Loan

Putting you in the driving seat

When you're looking to purchase a new or used motor vehicle that will be driven predominantly for personal, domestic or household use, a PowerTorque Finance Personal Vehicle Loan is a fast and flexible way to get into the car you want - today!

Features and Benefits:

  • The security of a fixed interest rate for the term of the loan
  • A choice of loan terms ranging from 1 - 5 years
  • Financing for vehicles up to 7 years old
  • A choice of flexible payment options
  • The ability to make extra repayments, reducing the total interest payable
  • The option of a balloon payment at the end of the loan - subject to lending guidelines

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Business Vehicle Loan

The benefit of flexibility and tax effectiveness

A Business Vehicle Loan is a flexible commercial loan designed for sole traders, partnerships and companies that are looking to finance a vehicle used primarily for business purposes. Your business owns the vehicle and we take a mortgage over it, so it remains an asset of your business.

Features and Benefits:

  • The security of a fixed interest rate for the term of the loan
  • A choice of loan terms ranging from 1 - 5 years
  • Financing for vehicles up to 7 years old
  • A choice of flexible payment options
  • Daily interest calculations on the outstanding principal balance, so any additional payments you make reduce the total interest payable
  • The option to reduce monthly payments with a balloon payment at the end of the term, freeing up cash flow for your business
  • No GST on monthly payments
  • The ability for GST registered customers to claim part or full Input Tax Credit (ITC) for any GST on the purchase of the vehicle for use in your business

     
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Vehicle Lease

Driving your capital further

Finance Leases are a popular solution for businesses because they enable you to secure the vehicle of your choice today without a deposit, allowing you to retain your capital for other purposes.

Features and Benefits:

  • An attractive and affordable means of driving a new car every few years
  • A choice of lease terms ranging from 1 - 5 years
  • Fixed payments for the term of the lease
  • No fixed kilometre limits

At the end of your lease period there are a number of options available to you. For example, you may be able to extend the lease for a further agreed term, trade the vehicle in on a new vehicle or make an offer to purchase the vehicle from us.

If you are considering leasing for more than 20 vehicles, please view our fleet management and leasing options through Toyota Fleet Management, where a dedicated Fleet Relationship Manager can review your business and recommend the best solution for you.

^The extent to which a Novated Lease package may improve your after tax disposable income depends on various factors including employer packaging policy, kilometres travelled during the applicable FBT year, whether the lease is a luxury or non-luxury vehicle lease and employee marginal tax rates.

This information provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

Vehicle Insurance

Northpoint Kia through PowerTorque Insurance, provides a range of insurance products to help reduce the financial risk of owning and operating your vehicle.

Motor Vehicle Insurance

Imagine the inconvenience of being without your vehicle. Could you afford costly repairs, or to replace your vehicle altogether? PowerTorque Insurance’s Comprehensive Motor Vehicle policy includes cover for accidental loss, damage and liability for property damage, providing reliable and affordable protection in case the unexpected happens¹.

Download the Motor Vehicle Insurance Product Disclosure Statement >

Download the Motor Vehicle Insurance Premium, Excess and Claims Guide >

 

Finance Protection Insurance

If you’re off work for a length of time due to serious illness or accidental injury, or following involuntary redundancy, the PowerTorque Insurance Finance Protection policy is designed to help. It assists you in meeting your finance contract repayments according to the cover options you’ve chosen¹.

Download the Finance Protection Insurance Product Disclosure Statement >

 

Finance Gap Insurance

If you’ve financed your vehicle and it is written off as a result of an accident or theft, our Finance Gap Insurance policy will provide for the payment of your outstanding loan balance, up to the level of cover chosen.It also provides financial support that can assist with your purchase of a replacement vehicle. Finance Gap Insurance helps to protect you from experiencing significant financial loss and personal inconvenience, depending on the option chosen¹.

Download the Finance Gap Insurance Product Disclosure Statement >

 

Extended Warranty Insurance

Extended Warranty Insurance has been designed to provide you with protection for your vehicle that continues after your Dealer statutory warranty and new vehicle manufacturer warranty cover ends. Coverage includes Additional Benefits such as towing, car hire, accommodation expenses and PowerTorque Insurance excess reimbursement¹.

Download the Extended Warranty Insurance Product Disclosure Statement >

 


Terms

This information provided by PowerTorque Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536, is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances and what would be suitable for you.

1. Terms and conditions apply. Before making a decision about any of the insurance products please read the current Product Disclosure Statements available from participating Dealers, via the above download links or by calling 137 800. PowerTorque Insurance is underwritten by Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL Number 443540 (Adica). For Finance Protection Insurance Adica accepts liability for the benefits for which it is the Insurer Adica acts under its own Financial Services Licence and under agreement with AIA Australia Limited ABN 79 004837 861 AFSL 230043 when providing financial services on behalf of AIA Australia Limited concerning life cover. Our warranty insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our warranty insurance policies for the benefits covered are in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our warranty insurance policies even if you have rights under the law.

 

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